Logic Advance Group

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24 hours a day 7 days a week.

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(800) 403-3170

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apply@logicadvancegroup.com

Office Address

589 8th Ave 6th Fl New York,
NY 10018

Merchant Cash Advance (MCA)

Logic is here to help you navigate through the maze of merchant cash advance lenders. An advance is an alternative lending option that offers fast, funding solutions by prioritizing business performance over personal credit factors. With consideration for all industries and credit types, you can receive an upfront sum of cash in as little as 24 hours, without the lengthy bank process. Use the Logic compete-and-compare platform to review
your funding options and match with your ideal lender.

Minimum Requirements:

Annual Revenue: $100,000
Credit Score: 500
Time in Business: 6 months

Frequently Asked Question

Can I qualify with bad credit?

Yes — many advances focus on performance over credit score.

Yes — many advances focus on performance over credit score.

It determines total repayment (e.g., 1.2 factor = repay $1,200 for $1,000 borrowed).

Yes, so long as you retain at least 50% of proceeds. Consult an advisor for options.

Business Line of Credit (LOC)

A revolving business line of credit provides you with ongoing access to funds –
allowing you to draw from a fixed amount of capital when you need to, and only pay interest for the amount that you use. The flexibility of a credit line helps business owners manage cash-flow gaps during slower seasons or handle unexpected expenses, making it a great
option for meeting short-term business needs.

Minimum Requirements:

Annual Revenue: $120,000
Credit Score: 600
Time in Business: 1 year

Frequently Asked Question

There’s a HOLD on my line — who should I contact?

Contact your client support team.

Contact your advisor to request closure.

Bank processing can take up to 30+ minutes or longer.

Access a pre-approved amount for recurring or unexpected costs; draw funds online and
repay via automatic debits. Lines replenish as you pay down balances.

Yes — additional products may be available depending on your business profile.

Equipment Financing

Equipment financing is used by business owners to enable them to acquire equipment—like machinery or vehicles—for their business. Small business
equipment financing may be in the form of a loan or a lease. This type of funding allows businesses access to expensive hard assets they would not otherwise be able to afford. Equipment financing is a form of an asset-based loan, in which the equipment that is being
purchased—or leased—is used as collateral to secure the loan. Equipment loans and leases allow small businesses to purchase expensive equipment without the need to pay for
the machinery in full upfront.

Minimum Requirements:

Annual Revenue: $120,000
Credit Score: 600+
Time in Business: 12+ months

Frequently Asked Question

What types of financing do your lenders offer?

Business loans, advances, lines of credit, and SBA disaster relief funding.

Rates vary by product and lender. Term loans and lines of credit typically range from
6.9%–35.9% interest; advances range from a 1.1–1.5 factor rate.

Term loans: $10,000–$500,000 (6–36 months). Advances: $5,000–$300,000 (3–24 months).
Credit lines: up to $100,000.

Possibly — eligibility depends on your revenue and credit. Contact a specialist to discuss
options.

Business Term Loan

A business term loan is a lump sum of capital that you pay back with regular
repayments at a fixed interest rate—this type of traditional financing is what most people think of when it comes to small business loans. The “term” in “term loan” comes from its set repayment term length, which can range from a
few months to several years depending on the type of loan. Therefore, although term loans can vary in length, the phrase “business term loan” is most often used to refer to loans with
terms of one to five years. Generally, business owners use the proceeds of term loans to finance specific, one-off investments for their small businesses such as real estate purchases, business expansions, debt refinancing, and more. Business term loans are
issued by banks, credit unions, and online lenders.

Minimum Requirements:

Annual Revenue: $360,000+
Credit Score: 680+
Time in Business: 18+ months

Frequently Asked Question

What is a term loan?

A traditional loan with fixed payments over a set schedule.

Yes — many lenders consider business performance, revenue, and credit history.

Established companies with strong credit and history, often replacing SBA loans for faster
funding.

Interest forgiveness, prepayment incentives, and business credit development (varies by
lender).

SBA Loan

By infusing your business with a lump sum of working capital, short term loans provide a great way to handle immediate financing needs, make large purchases, invest in marketing, or actualize other potential opportunities. With Logic, you can quickly compare business loan offers and match with the lenders most relevant to your goals and timeline.

Minimum Requirements:

Annual Revenue: $120,000
Credit Score: 500
Time in Business: 1 year

Frequently Asked Question

What types of financing do your lenders offer?

Business loans, advances, lines of credit, and SBA disaster relief funding.

Rates vary by product and lender. Term loans and lines of credit typically range from
6.9%–35.9% interest; advances range from a 1.1–1.5 factor rate.

Term loans: $10,000–$500,000 (6–36 months). Advances: $5,000–$300,000 (3–24 months).
Credit lines: up to $100,000.

Possibly — eligibility depends on your revenue and credit. Contact a specialist to discuss
options.